FDIC’s Bair Sets to Shatter CRA Myth

Bair, who has opined about. CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating.

Sheila Bair: Stop Blaming the Community Reinvestment Act FDIC Chairman says the program did not cause the financial crisis.. That is why the CRA never set out lending "target" or "goal" amounts.

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“The Community Reinvestment Act and the Recent Mortgage Crisis,” a talk delivered at the Confronting Concentrated poverty policy forum of the Board of Governors of the Federal Reserve System, December 3, 2008;. “FDIC’s Bair Sets to Shatter CRA Myth,'”.

Popular Federal Deposit Insurance Corporation & Sheila Bair videosSteve Sailer: iSteve: 10/13/13 – 10/20/13 – Nowhere.’ The facts are simple, Bair said. The lending practices that are causing problems today were driven by a desire for more market share and revenue growth, not because the government encouraged certain lending practices." (FDIC’s Bair Sets to Shatter CRA "Myth", by Kelly Curran, HousingWire.com, December 5, 2008.)

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CRA always recognized there are limitations on the potential volume of lending in lower-income areas due to safety and soundness considerations. And, that a bank’s capacity and opportunity for safe and sound lending in the LMI community may be limited. That is why the CRA never set out lending "target" or "goal" amounts.

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FDIC’s Bair says not consulted on bank tax idea. 2 Min Read. Chairman of the federal deposit insurance corporation (fdic) sheila Bair speaks at the Women’s Conference 2009 in Long Beach.

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Nowhere." The facts are simple, Bair said. The lending practices that are causing problems today were driven by a desire for more market share and revenue growth, not because the government encouraged certain lending practices. > Read the full item at Housing Wire. > Source: FDIC’s Bair Sets to Shatter CRA "Myth" By KELLY CURRAN.