FL homeowners flock to principal reduction program

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WASHINGTON (Reuters) – President Barack Obama’s latest plan to help homeowners. principal reduction, saying he did not want responsible homeowners in states such as his to pay for the irresponsible.

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What is principal reduction and how does it help homeowners. – How much does principal reduction help homeowners struggling with their mortgage due to a financial hardship? Just ask homeowners Charles and Kathleen, Gordon and Bettie, or Elaine (click the links and read their stories).. All these homeowners have benefited from Keep Your Home California’s Principal Reduction Program, which offers as much as $100,000 in principal reduction – all for free.

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FL homeowners flock to principal reduction program. Posted on September 29, 2013 – 05:44 PM by Laura Hepworth. By 9 a.m. Thursday _ just 24 hours after the state began taking applications for a principal-reduction program _ more than 12,000 Floridians with underwater mortgages applied for the aid.

However, Fannie and Freddie, which own or guarantee 60% of California mortgages, has declined to authorize principal reduction programs for mortgages it owns. Click here to see if your home is owned ..

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In 2009, the federal government started the Making Home Affordable (MHA) initiative to help homeowners avoid foreclosure.One of the components of the MHA initiative was the Principal Reduction Alternative (PRA) program.

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